Are you happy with your financial security?
When you first qualify perhaps you are just relieved that you’ve finally made it into the profession, exams done, CV written and job applications in. Perhaps you are now feeling a little more experienced and the memories of that first year are fading, life moves pretty fast, so when is there time to think about the student loan, having a travel fund, getting a new car.
Even once you are an experienced vet, there might be saving for a house deposit, pet costs, weddings, kids, school fees and all the general bills that stick to us, but that’s OK as you’ve got a steady salary.
What’s the worst that could happen? How big is your buffer? Could you afford to take a bit of time off between jobs? What happens if you get injured, what happens if you need time off for illness or to care for others? Have you even considered what your retirement will look like?
Looking after your health
Private Health Insurance
Health insurance covers the cost of private medical treatment and typically people with cover receive faster consultations and treatment, which can be in a private or NHS hospital.
Healthcare Cash Plans
Healthcare Cash Plans are schemes where you pay a monthly fee which entitles you to have your routine medical and dental expenses covered, up to a limit defined in the plan.
Looking after your income
Financial security and independence means safeguarding your wealth against the unforeseeable and protecting you and your family in worst case situations.
Looking after your future
A life insurance plan helps protect your loved ones financially if the worst were to happen. Your family will get a cash lump sum they can use to cover costs such as funeral expenses, student debts, loans or a mortgage.
A pension is a saving scheme that you, and sometimes your employer, can pay into.
If you want to learn more, please contact us or get in touch online.