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Are you happy with your financial security?

When you first qualify perhaps you are just relieved that you’ve finally made it into the profession, exams done, CV written and job applications in. Perhaps you are now feeling a little more experienced and the memories of that first year are fading, life moves pretty fast, so when is there time to think about the student loan, having a travel fund, getting a new car.

Even once you are an experienced vet, there might be saving for a house deposit, pet costs, weddings, kids, school fees and all the general bills that stick to us, but that’s OK as you’ve got a steady salary.

What’s the worst that could happen? How big is your buffer? Could you afford to take a bit of time off between jobs? What happens if you get injured, what happens if you need time off for illness or to care for others? Have you even considered what your retirement will look like?