Healthcare Cash Plans With Surgery

What are Healthcare Cash Plans With Surgery?

These plans provide additional benefits which may include specialist diagnostic consultations, day-case surgery and even cover for a fracture, providing valuable cover for a monthly fee.

If you have a Private Health Insurance or a Healthcare Cash Plan as a benefit from your work, you will pay tax on the cost of the premiums if you earn over the personal allowance. However, if you take out your own Healthcare cash plan through VetYou you won’t have to pay any extra tax on it.

Why do I need a Healthcare Cash Plan with Surgery?

These policies provide the added reassurance of covering surgeons and anaesthetists fees, inpatient tests (as part of a surgical procedure), medicines & dressings and patient accommodation/meals should you require hospitalisation and surgery. Alongside helping you budget for everyday health costs, the addition of surgery to a cash plan policy provides that additional peace of mind should you need to attend hospital for surgery, such as a broken bone or a pre-arranged day case surgery.


  • Hospital in-patient stays and day-case surgery
  • Diagnostic consultations as part of your surgical procedure
  • Emergency surgery for accidents and injuries
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How it works


No medical examination is required – choose your practitioner should you need surgery that is covered by the policy.


Pay for your treatment and submit your claim, usually online, with an itemised receipt.


Once reviewed and approved, you will be reimbursed within a few days.