Home Protector

Important information

• Your insurance will pay you for up to a year for each claim
• You’re not covered for conditions you had in the two years before you bought it. That includes any conditions you had medication, treatment or medical advice for in those two years. Or anything you know about or had symptoms of during that time
• If you did have a condition in the two years before you bought Home Protector, once you’ve gone clear of that condition for two years, Holloway Friendly will cover that as well. But Holloway Friendly will never be able to cover any permanent health conditions you’ve got, as you can’t ‘go clear’ of them
• There are 12 types of higher risk sports and hobbies Home Protector can’t cover and Home Protector can’t cover semi-professional or professional sports. They’re listed in their key facts and Terms and conditions 
• The price of your insurance is based on your age each year, so it usually goes up as you get older, as you’re more likely to need to use it
Holloway Friendly look at their prices once a year. They could put them up or down if certain things happen. They explain what these are the in their key facts and Terms and conditions
• Your insurance doesn’t cover being made unemployed, and (like most insurance) you don’t get anything back at the end if you don’t need to use it
• Holloway Friendly won’t change what they pay you if you get state benefits, but it’s possible your insurance might affect state benefits, depending on what rules are in place at the time